Award-winning Mortgage Consultant team

Helping You With Your Mortgage Needs

Who We Are

Tom + Anais is an award-winning Mortgage Consultant team, most recently being awarded Top 1% Mortgage Consultants in Canada in 2023 by Mortgage Alliance. Partnering up in 2019, Tom + Anais saw value in working together as a team to allow their clients to have not one, but two Senior Mortgage Consultants available to them at any time.

What We Do

Tom + Anais have a team that works behind the scenes so that they can be in front of their clients every day focusing on their distinctive needs and their long-term financial goals. Each of their clients is unique and different, therefore Tom + Anais believe their lending strategy should be as well. With over 250+ clients assisted annually, you can be assured this team knows how to get your deal approved, not only with the fewest touch points for their clients but also at excellent rates.

How we do it

Tom + Anais are not only business partners but cousins. For them, family comes first – and when you work with them, you are family. They pride themselves on their commitment to putting client’s needs above all else and ensuring clients are looked after during this exciting time in their lives. Tom + Anais strive to create a work environment of both professionalism, and fun, sometimes working on the ski hill, or in inflatable dinosaur suits.

Our Services

Whether you're looking to understand your borrowing power or secure financing, our goal is to make your journey to homeownership smooth and stress-free, ensuring you find the right mortgage to fit your needs and budget. We customize tailored solutions to help you navigate the home-buying process with ease. We offer competitive rates, flexible down payment options, and personalized support to guide you every step of the way.
Our team specializes in navigating the complexities of self-employment, making it easier for you to qualify for the financing you need to purchase or refinance your home with confidence. Designed to meet the unique financial needs of business owners, freelancers, and contractors, we offer flexible mortgage solutions that take into account your non-traditional income, business financials, and work together with your finance professionals (Accountants, Financial Planners, etc) to create the most strategic plan.
We streamline your home-buying journey by giving you a clear picture of your borrowing power before you start house hunting. Our quick and easy pre-approval process provides you with confidence in your purchase objectives to help you navigate the fast paced markets, so you can offer with conviction. With personalized guidance and competitive rates, we ensure you're ready to move forward when you find your perfect home.
We help you lock in competitive rates which provides peace of mind by ensuring your mortgage approval is in place before the property is completed. With expert guidance and flexible terms, we make it easy to navigate the unique requirements of pre-sale properties, so you're ready to secure your investment as soon as it's available.
We provide tailored financing solutions for investors looking to purchase rental or commercial properties. Our specialized mortgage services are designed to help you maximize returns, offering competitive rates, flexible terms, and expert guidance throughout the process. Whether you're a seasoned investor or just starting out, we simplify the complexities of real estate financing, allowing you to focus on building your portfolio with confidence.
Whether you're looking to lower your payment, access equity in your home, or simply renew with the best possible terms, we provide guidance to ensure your needs are at the 4Front of your decision.